01 — For Insurance Companies
Challenge complex RTA claims with analytical precision.
TPS gives insurance claims, counter-fraud, and defence legal teams the analytical framework to interrogate clinical complexity — identifying where claimant arguments are weakest, where costs are over-specified, and where evidential gaps can be exploited.
01 — Who This Is For
Three distinct teams. One analytical framework.
Consistent analytical standards across every complex RTA case your organisation handles — from first notification to settlement.
Challenge rehabilitation and quantum arguments with commercial precision.
Complex RTA claims involve layered clinical evidence — polytrauma, chronic pain, functional loss, psychological sequelae — that is difficult to interrogate without a structured framework. TPS gives claims handlers and case strategists the tools to assess what is evidentially sound, what is over-specified, and where the claimant argument is weakest.
This is also relevant where insurers or claims partners are involved in early intervention or claimant pathway coordination. Understanding the clinical framework that governs recovery makes your team a more effective participant and a sharper assessor at every stage of the claim.
Engage with clinical complexity. Assess with precision. Negotiate from knowledge.
Identify evidential inconsistency before it costs you.
Exaggerated or over-specified claims are rarely obvious at first read. They surface when you know what a well-evidenced recovery trajectory actually looks like — and can identify where clinical narrative, functional loss arguments, and expert opinion diverge from what the medical picture supports.
TPS provides counter-fraud teams with a structured analytical lens: how to interrogate rehabilitation plans for clinical coherence, where causal translation between injury and claimed loss breaks down, and how to identify over-specification that lacks evidential grounding at the quantum stage, within rehabilitation planning, or in CPR Part 35 expert evidence.
Know what good looks like. Challenge what doesn’t.
Build stronger challenge arguments around medico-legal coherence.
Expert evidence in complex RTA cases can be difficult to challenge without a clear framework for evaluating medico-legal coherence — whether the clinical picture holds internally, whether causation arguments are properly evidenced, and where expert opinion oversteps or under-supports the medical record.
TPS equips defence legal teams to interrogate expert reports with analytical rigour, identify where the claimant’s case is most exposed, and construct challenge arguments that are grounded in the clinical framework — not just legal instinct.
Sharper case analysis. More coherent challenge. Better outcomes.
02 — What TPS Is
A licensed internal analytical framework. Not a consultancy.
TPS is not a consultancy service, medical treatment, or expert witness opinion. It is a proprietary analytical framework your team uses internally — building lasting in-house capability rather than ongoing external dependency.
A proprietary ten-module analytical framework covering the full clinical picture in complex RTA cases — from acute injury through to long-term sequelae, functional loss, and recovery trajectory.
A site licence covering your full team — claims, counter-fraud, and defence legal — with no per-user fees. One licence. Consistent analytical standards across every complex RTA case.
Your team uses the framework. Your organisation retains the analytical capability. No ongoing dependency on external experts or consultants.
Grounded in published research and peer-reviewed evidence. The underpinning white paper is publicly available via the Open Science Framework.
03 — A Note From the Founder
“I have a background in insurance and reinsurance, having studied with the Chartered Insurance Institute, alongside my clinical and research work. This gives me direct insight into how insurers assess risk, how claims are constructed, and where analytical gaps can weaken decision-making. TPS was built to close those gaps — providing insurers and their legal teams with a more rigorous framework for analysing complex long-term RTA claims.”
— Esther Christopher, Founder, Trauma Pain Support Ltd
Santander SW50 2026 · East of England StartUp Awards Finalist 2026 · WDRC 2026 Oral Presenter
Is your team leaving money on the table in complex RTA claims?
Book a 30-minute introductory call. We will discuss how your team currently approaches complex RTA claims, where analytical gaps may exist, and how the TPS framework applies to your organisation.
Professional Memberships: RSM · BSPRM · VRA · SOM · UKABIF · IPIC · NICE Registered Stakeholder · Framework aligned with WHO Rehabilitation 2030 principles
